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Transform Your Financial Health in 30 Days: Fast, Effective, Reliable.

Need funding but keep getting turned down? We can help secure your funding by boosting your financial health.

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30 Days Process

Fast & Easy Process

No Prepayment

No Hidden Fees

24/5 Support

Multilingual Support

30 Days Process

Fast & Easy Process

No Prepayment

No Hidden Fees

24/5 Support

Multilingual Support

Frank B.

AFC Expert Trainer

Affordable Financial Counseling

We Counsel And Educate The Consumer To Provide Them With Better Options And Solutions.

AFC 30 Day Program uses the latest in online resources to ensure the speedy restoration of your financial history.

We strive to deliver results within 30 days. No one in this industry offers what we provide. Few services have direct online access to all of the credit bureaus like we do as well as several other rebuilding resources. Our goal is to assist our clients in achieving the highest possible financial history with their business and/or personal histories.

CALL US AT 623-227-9985 TODAY.

Our Features

Quick Easy Flexible


With over 3 decades of experience we have the know how and tools to help raise your financial reports.


Our team of negative financial reports removal experts does everything in our power to help remove negative marks and debts from your financial report.


We will work with you to remove negative financial report marks from your financial reports within 30 days or refund your money.

Secure Process

Protecting client information is of paramount importance in maintaining trust and compliance with legal standards.

Same Day Appts

We understand the urgency of your needs and offer same-day appointments to provide timely assistance.

One Flat Fee

We don’t charge any monthly fees or upfront costs. You pay just one flat rate with no hidden charges.

Do Any of These Look Familiar

We Can Remove Them In 30 Days













Greg W.

ASU Graduate

5 Main Reasons To Choose Us

Why Work With Us To Help Improve Your Financial Report

We are local to Arizona and serve clients in Phoenix and the entire United States.

Our financial counseling team has over 30 years of experience and boast a perfect track record with hundreds of happy clients.

We are the only company in the industry that will refund the cost of our services if we do not help remove negative marks from your credit reports.

We produce the fastest results in the industry our clients see results on an average of 30 days or.

Whether it is 1 negative item on your credit reports or 20 we charge a flat rate and work diligently to remove as many negative debts from those reports as possible.

Ready for a FRESH START

CALL US AT 623-227-9985 TODAY.

Your Next Financial Goal

We’re All About Helping You Reach Funding Approval

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Customers Empowered

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Funded Projects

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Approved Mortgages

Steps To Get Funding Approval

Fast & Easy Process


Choose Your Amount


Provide Your Document


Apply Review Funding


Approve Bank Funding

Jane G.

CEO Loanesty

Jane Gordon

Our Award-Winning Real Estate Agent

Member, HomeSmart Diamond Club

Ranked as one of Arizona’s Top Agents 2021-22

A Tradition of Trust

Jane Gordon is an award-winning Diamond level agent with HomeSmart Realty in Arizona. She is a third-generation real estate professional with a rich history of service and deep roots in the Arizona real estate and business communities.

Customers Testimonial

What Our Clients Say

Danny p.
Danny p.


I can honestly say that Affordable Financial Counseling is a legit company that does a fantastic job at AFC. Zuleima is amazing she answered all me questions and returns emails and calls in a professional time. She has continued to work on my credit to this very day and I would highly recommend her to work for you. nothing but good things to say about this company and Zuleima both! keep up the great work guys

Angelica Harper
Angelica Harper

Business Woman

I was referred to AFC by a loan officer and I could had never been happier. I made the call, I thought i had the most terrible credit in the word. I was amazed in 30 days all of my negative accounts was removed i did not think it was possible this is a great company thank you AFC for all the help.

Kristina M.
Kristina M.

Home Owner

I never thought I would have the opportunity to establish credit, much less buy a home with all my credit issues. Once I was referred to AFC and meet with Chris; it took 30 days we got my credit fixed and now I am able to buy a home. I am now recommending their services to all of my friends & family who can benefit from their services as it is very beneficial and actually works.

Howard C.
Howard C.

Business Owner

I needed a truck for my business when i went to the dealership they sad good luck it was so embarrassing, then i called Chris at AFC and he said don’t worry its simple we help people like you everyday. the next call I got was from AFC letting me now my repossession and my negative accounts was removed in 10 days by the way I was in shock. when I walked into the dealership the salesman said that is awesome who did this, I just smiled. then i told him AFC he asked can i have there number i need help also. But the best feeling is when I drove off in my brand new diesel truck I could not have done this without Chris and AFC thank man for all your help

Laura Ferguson
Laura Ferguson

Clothes Designer

The process for applying for funding was very simple and straightforward. I received a response within 24 hours and the funds were transferred to my account within 24 hours of being approved.

 Jeff Rehbein
Jeff Rehbein

College Student

Was looking to Re-Fi my private student loans, Affordable Financial Counseling found plenty of options that worked for my budget.


We are dedicated to helping you achieve the financial freedom and goals you desire. With a clear path to success, our tailored solutions and expert guidance ensure you reach your financial aspirations.


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